life

Your company is only as strong as your employees are.

Today, more than ever, an employee benefits package plays a major role in a company’s ability to attract and retain high caliber employees. Hanasab Insurance helps employers in the implementation, and administration of fringe benefit programs. We do this to provide financial safeguards for your employees. Despite the number of employees you have; we are capable of providing the most comprehensive and competitive insurance available.

Outline of Products: ………………………………………………………………….

-Medical
-HMO, PPO, POS
-Fully Insured or Fully and Partially Self Funded Programs
-Dental
-Vision
-Life and Accidental Death and Dismemberment
-Short and Long Term Disability
-Supplemental Life and Accidental Death and Dismemberment
-Executive Life Insurance
-Travel Accident Insurance
-Stop Loss Insurance
-Long Term Care
-401 K Plans
-Annuities
-Deferred Compensation
-Legal Assistance Plans
-Section 125 Plans
-Premium Only
-Medical Reimbursement
-Flexible Benefits
-Dependent Care
-Voluntary Products

Beyond rendering consultation, our full range of services encompasses:

-Marketing
-Installation of Plans
-Coordinate and participate in employee enrollment meetings and benefit symposiums
-Negotiate renewal
-Review contracts, plan amendments, booklets, and forms
-Develop custom communication packages for clients including announcements, memorandums, and -newsletters
-Resolve claims issues
-Provide liaison between clients and carriers
-Track Form 5500 filing deadlines and prepare signature ready Form 5500 as requested
-Implement complete COBRA administration services
-Provide legislative updates
-Assist on compliance issues such as COBRA, IRS Code Sections 125 and 129, California State laws, and ERISA
-Render assistance in the compilation of Buy-Sell agreements
-Provide expertise to Human Resource Departments in their dealings with employees
-Provide detailed and custom-made benefit summary and financial analysis reports of plans as required