Click On the Calculator that best Fits Your Needs.

INSURANCE

Modal Charge Disclosure and Annual Percentage Rate Calculator – determine the total dollar amount and the Annual Percentage Rate (APR) for any additional charge you may incur if you pay your annual premium in installments.

Lifetime Economic Value Calculator – estimate your lifetime economic value to your dependents.

Income Gap Calculator – assess your current financial situation and determine if an individual disability income insurance policy is right for you.

RETIREMENT

Retirement Planner – use this calculator to help you create your retirement plan.

Retirement Income – determine how much monthly income your retirement savings may provide you in retirement.

Retirement Shortfall – determine what your projected shortfall or surplus at retirement might be and see just how long your current retirement savings may last.

Social Security Benefits – estimate what your Social Security benefits might be.

How Important is Social Security? – determine how losing this important retirement asset could affect you.

Retirement Contribution Effects On Your Paycheck – see how increasing your contributions to a 401(k), 403(b) or 457 plan can affect your paycheck, as well as your retirement savings.

Roth (After-Tax) Account or Pre-Tax Account? – determine which type of account may be the best option for your retirement.

Roth IRA Calculator – see how creating a Roth IRA can make a big difference in your retirement savings.

Roth vs Traditional IRA – compare the two alternatives with equal out-of-pocket costs to estimate the change in total net-worth, at retirement, if you convert your Traditional IRA into a Roth IRA.

Roth Conversions – see if a conversion might be a good option for you.

72(t) Calculator – determine your allowable 72(t) Distribution and how it can help fund your early retirement.

72(t) Distribution Impact – examine the affects of 72(t) Distributions on your retirement plan balance.

Required Minimum Distributions – determining how much you are required to withdraw from your retirement account yearly is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.

Beneficiary Required Minimum Distributions – determine your Required Minimum Distributions (RMD) as a beneficiary of a retirement account.

Required Minimum Distributions for Current Year – determining how much you are required to withdraw from your retirement account annually is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions for the current year.

Taxable vs Tax Advantaged Investments – compare a normal taxable investment and an investment where taxes are deferred until withdrawals are made.

PERSONAL FINANCE

College Savings – develop or fine-tune your education savings plan.

Savings Goals – find out what it will take to help reach your savings goals and what you can do to make sure you are on track.

Net Worth – determine your net worth and estimate how this net worth could grow (or shrink!) over the next 10 years.

Savings, Taxes & Inflation – the value of your savings can be affected by both taxes and inflation. Determine how much your savings will be worth with this in mind.

BUSINESS

Key Employee Value Calculator – figure out what your most important employees are worth to your business.

Net Present Value: Business Valuation Calculator – asses the current net value of your business.

Disability Exposure: Business Valuation Calculator – determine how much money would be needed to buy out your or your business partner’s share of the business, if a serious illness or injury left either of you totally disabled.

Business Expense Calculator – based on your total business expenses and the percentage of the business you own, see how much MassMutual may help cover if you or your business partner should become disabled.

Financial Ratios – learn more about areas of your business that may need attention such as solvency, liquidity, operational efficiency, and profitability.